High-Value UPI Collections for Businesses

Go beyond retail UPI limits. VanPaye enables businesses to collect high-value UPI payments up to ₹5 lakhs per transaction with enhanced success rates.

Enable UPI Collection Integration Guide

UPI Payment Request

₹2,50,000

pay@vanpaye

Ready to Pay

Key Features

Higher Limits

Collect up to ₹5 lakhs per transaction

Dynamic QR Codes

Generate amount-specific QR codes

UPI ID Management

Create and manage custom UPI IDs

Intent Links

Deep-link payments into any UPI app

Smart Retry

Automatic retry logic for failed transactions

Business Benefits

⚡

Instant Settlements 24x7x365

Get funds credited instantly, even on holidays and weekends

💰

Lower Transaction Costs

Significantly lower fees compared to card payments

✅

Higher Success Rates

Better success rates with our optimized payment flow

🏪

No MDR on P2M Transactions

Zero merchant discount rate for person-to-merchant payments

📱

Universal Acceptance

Works across 300+ UPI apps including GPay, PhonePe, Paytm

Perfect for These Use Cases

Margin Funding

Enable instant margin deposits for trading accounts with higher UPI limits

Instant credit to trading accounts
Support for large deposits
Seamless user experience

Loan Repayments

Collect EMIs and loan repayments through UPI with higher transaction limits

Scheduled payment reminders
Partial payment support
Instant reconciliation

Corporate Deposits

Accept large-value deposits from businesses and HNI customers

High-value transaction support
Enhanced security features
Real-time confirmations

Simple Integration Process

Generate Payment Request

Create a UPI payment request with amount and reference

POST /api/v1/upi/collect
{
  "amount": 250000,
  "customer_vpa": "customer@upi",
  "reference": "ORDER-2024-001"
}

Display QR/Intent

Show dynamic QR code or trigger UPI app intent

Response:
{
  "qr_code": "data:image/png;base64...",
  "intent_url": "upi://pay?pa=...",
  "transaction_id": "TXN123456"
}

Track Payment Status

Get real-time updates on payment completion

Webhook:
{
  "event": "payment.success",
  "amount": 250000,
  "transaction_id": "TXN123456"
}