High-Value Transfers Made Simple

Process large B2B payments seamlessly through RTGS and NEFT rails. Perfect for high-value transactions with same-day settlement requirements.

Enable RTGS/NEFT API Documentation

Transaction Processing

Type: RTGS

Amount: ₹25,00,000

Processing...

Real-time Settlement

Key Features

High-Value Support

RTGS up to ₹50 Crore per transaction

Bulk Processing

Upload and process thousands of transactions

Smart Scheduling

Auto-schedule based on cut-off times

Status Tracking

Real-time transaction status updates

Auto-Reconciliation

Match payments with invoices automatically

Choose the Right Transfer Method

RTGS (Real Time Gross Settlement)

Settlement: Real-time gross settlement

Amount: ₹2 lakh to ₹50 Crore

Timing: Banking hours (9 AM - 6 PM)

Speed: Immediate confirmation

Ideal for: High-value urgent payments, time-critical transfers

NEFT (National Electronic Funds Transfer)

Settlement: Half-hourly batch settlement

Amount: No minimum, up to ₹50 Crore

Timing: 24x7 availability

Speed: Within 2 hours

Ideal for: Regular B2B payments, bulk transfers, non-urgent transactions

Advanced Features for Enterprise Needs

Bulk Upload & Processing

CSV/Excel file upload support
Template-based data mapping
Validation before processing
Batch status tracking

Smart Cut-off Management

Automatic cut-off time detection
Next-day scheduling for late uploads
Holiday calendar integration
Custom scheduling rules

Enhanced Reporting

Transaction-wise status reports
Daily settlement summaries
Failed transaction analysis
Downloadable MIS reports

Security & Compliance

Dual authorization workflows
IP whitelisting
Transaction limits & controls
Audit trail for all actions

Easy Integration Process

Initiate Transfer

Submit transfer details via API or bulk upload

POST /api/v1/transfers
{
  "type": "RTGS",
  "amount": 2500000,
  "beneficiary_account": "1234567890",
  "ifsc": "HDFC0001234"
}

Track Progress

Monitor transaction status in real-time

Response:
{
  "transaction_id": "RTG20240001",
  "status": "processing",
  "utr": "HDFC24012500123"
}

Receive Confirmation

Get instant confirmation on completion

Webhook:
{
  "event": "transfer.completed",
  "transaction_id": "RTG20240001",
  "settlement_time": "2024-01-25T10:30:00"
}